Declaration to CBE made Easy with Ricardo Tosto

According to the Brazilian Capitals Abroad (CBE), it is compulsory for all the residents of the country possessing any foreign assets to submit an annual declaration and as well as a quarterly declaration to the CBE. The annual declaration is to be submitted on the last day of each year by all the residing individual who holds any kinds of foreign assets that sum up to a total of equal to or greater than a hundred thousand US dollars. On the other hand, the quarterly declaration is to be made by the permanent residents of the country who holds any assets abroad that sum up to be a total of greater than or equal to a hundred million US dollars. The renowned Brazilian lawyer Ricardo Tosto makes it clear to the citizens to submit the declaration online and timely to avoid any problems in the future. He also mentioned that submission of false, erroneous statement, incomplete or statement can lead to a fine up to $250000 and read full article.

Ricardo Tosto is one of the most renowned lawyers of not only Brazil but the whole of Latin America. The legal system of Brazil is a very complicated one which is extremely confusing for the people with little knowledge of the legal system. Ricardo Tosto is one such lawyer who helps the people to get a clear understanding of the system before proceeding to go forward with their case. He acts as the friend, philosopher, and guide to the common people and to his juniors. Even his colleagues look up to him because of his in-depth knowledge on the different legal subjects and Ricardo’s lacrosse camp.

Ricardo Tosto completed his studies in law from a university in Brazil and earned his degree. He has expertise in the field of corporate law and business law. He has extraordinary skills and has been engaged in the field of law for more than 15 years now. Ricardo Tosto is best known for rendering some of the most innovation mechanisms and solutions in the legal community which are being readily used by other lawyers & law firms. His style in the courtroom and his negotiation skills will simply leave anyone spellbound.

Ricardo Tosto and Brazilian Law School Rankings

The national division of the Brazilian Bar (OAB) recently released the fifth annual edition of its Seal of Approval report, a list of 139 law schools recommended by Brazil governing body for the legal profession. Law schools included on the list have high bar pass rates as well as high scores on the national Undergraduate Student Achievement Test. Of the 1300 law schools in Brazil, only 10% have been awarded the OAB Seal. According to OAB national president Vinicius Furtado Coelho, the purpose of the program is to improve quality of legal education in the country.

Public institutions, which are prohibited from charging tuition or fees in Brazil, dominated the list. Although long standing bastions of legal education, such as the University of Sao Paulo and the Federal University of Pernambuco are included, several younger law schools also made the cut. The universities with the highest bar pass rates are also mostly public institutions. According to the OAB’s Bar Passage report, the university with the highest pass rate is the Federal University of Viçosa in Minas Gerais, with a 77% pass rate, followed by the Federal University of Juiz de Fora, with a 76% pass rate.

Admissions to high-performing law schools is highly selective, with all universities operated by the federal government participating in the new national admissions process, which involves a standardized test, the results of which are used to determine admissions. Some state universities continue to administer their own competitive examinations.

Ricardo Tosto is one of Sao Paulo’s most respected attorneys and the managing partner of Leite, Tostos, Barros & Associates. A graduate of one of Sao Paulo’s most prestigious law schools, McKenzie Presbyterian University, Ricardo Tosto is one of the country’s best known commercial litigators and expert in financial litigation.

Ricardo tosto also has a keen interest in politics and also practices in the field of election law. In addition to the accolades he has received during his legal career, Ricardo Tosto is also known for his talents as a historian of colonial Brazil. Ricardo Tosto is also a founding member of the Brazilian Institute for the Study of Election Law.

Attorney Karl Heideck on Philadelphia’s Wells Fargo Lawsuit

Attorney Karl Heideck
Attorney Karl Heideck

As explained by Philadelphia litigation attorney Karl Heideck, the City of Philadelphia has filed a civil complaint against banking-giant Wells Fargo, alleging violations of the Fair Housing Act of 1968. The complaint stems from predatory lending practices targeting minority-mortgage borrowers. The complaint alleges that Wells Fargo steered minority-mortgage applicants into higher-interest and higher-risk loans compared to white borrowers with similar credit profiles. In addition, Wells Fargo created barriers for minority-mortgage holders attempting to refinance into less costly loans. This practice, the city contends, resulted in drastically higher foreclosure rates in minority neighborhoods that blighted much of the city. The city alleges Wells Fargo’s conduct caused it harm by lowering property values and increasing crime and vandalism in affected neighborhoods.

Philadelphia’s lawsuit comes two weeks after the U.S. Supreme Court ruled that the City of Miami could sue the Bank of America and Wells Fargo under the Fair Housing Act. The Court ruled that cities have standing to sue banks if they can demonstrate a causal link between predatory lending practices and harm to their cities. The process of refusing to extend credit to credit-worthy borrowers because of their race or the racial makeup of a neighborhood is called redlining and prohibited by law. Through a spokesperson, Wells Fargo denies redlining and claims it has treated Philadelphia borrowers fairly over its 140-year history. The bank has yet to file a formal response to the lawsuit.

Karl Heideck is an attorney with the firm Grant & Eisenhower PA, where he focuses on discovery for bank-litigation and securities-fraud cases. Employed with the firm since 2009, Karl Heideck is experienced with cases involving liquidity, risk management, acquisitions, and transactions related to the 2008 mortgage crisis. He works with clients throughout the Philadelphia region in civil litigation and risk management.Karl Heideck is a 2009 graduate of Temple University Beasley School of Law, where he earned a Juris Doctorate with honors. Mr. Heideck is a 2003 graduate of Swarthmore College with a B.A. in English language and literature. General Article.