David Giertz, The Financial Guru

Retirement needs prior preparation. There are a lot of things that need to be put into consideration before one decides to retire. Failing to plan simply fails. David Giertz, a financial advisor, states that saving for early retirement is not an easy task. This is because during retirement one spends more than what he or she earns. One therefore needs to find other income generating activities to ensure financial stability during retirement.

Investment may not always guarantee financial freedom. David explains that how you invest, and what you invest in determines whether or not the investment will be a success. Some things need to be put in mind when investing. First, do you having enough savings? And if not what measures do you have to put in place to achieve that. In case one retires early, one needs to save more. Secondly, you have to identify a retirement plan that works best for you. He adds that the 72(t) rule comes in handy for early retirees. Having a brokerage account apart from a savings account is important.

David Giertz is a force to reckon with in the financial world with almost 30 years’ experience. Giertz is the current president of Nationwide Financial Distributors Inc. since 2013. He is a business coach and an industry arbiter with FINRA. David has also served in the capacity of the financial advisor in the Nationwide Investment Services.

Giertz graduated with a Bachelor of Science Degree from University of Millikan and MBA. He resides in Ohio. David has given great advice concerning financial security all his life in the financial world and has made a lot of impact in the current business world. His advice has helped a lot of people manage their finances.