Ricardo Tosto and Brazilian Law School Rankings

The national division of the Brazilian Bar (OAB) recently released the fifth annual edition of its Seal of Approval report, a list of 139 law schools recommended by Brazil governing body for the legal profession. Law schools included on the list have high bar pass rates as well as high scores on the national Undergraduate Student Achievement Test. Of the 1300 law schools in Brazil, only 10% have been awarded the OAB Seal. According to OAB national president Vinicius Furtado Coelho, the purpose of the program is to improve quality of legal education in the country.

Public institutions, which are prohibited from charging tuition or fees in Brazil, dominated the list. Although long standing bastions of legal education, such as the University of Sao Paulo and the Federal University of Pernambuco are included, several younger law schools also made the cut. The universities with the highest bar pass rates are also mostly public institutions. According to the OAB’s Bar Passage report, the university with the highest pass rate is the Federal University of Viçosa in Minas Gerais, with a 77% pass rate, followed by the Federal University of Juiz de Fora, with a 76% pass rate.

Admissions to high-performing law schools is highly selective, with all universities operated by the federal government participating in the new national admissions process, which involves a standardized test, the results of which are used to determine admissions. Some state universities continue to administer their own competitive examinations.

Ricardo Tosto is one of Sao Paulo’s most respected attorneys and the managing partner of Leite, Tostos, Barros & Associates. A graduate of one of Sao Paulo’s most prestigious law schools, McKenzie Presbyterian University, Ricardo Tosto is one of the country’s best known commercial litigators and expert in financial litigation.

Ricardo tosto also has a keen interest in politics and also practices in the field of election law. In addition to the accolades he has received during his legal career, Ricardo Tosto is also known for his talents as a historian of colonial Brazil. Ricardo Tosto is also a founding member of the Brazilian Institute for the Study of Election Law.

Get Remarkable Lime Crime Products With Intricate Colors

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Attorney Karl Heideck on Philadelphia’s Wells Fargo Lawsuit

Attorney Karl Heideck
Attorney Karl Heideck

As explained by Philadelphia litigation attorney Karl Heideck, the City of Philadelphia has filed a civil complaint against banking-giant Wells Fargo, alleging violations of the Fair Housing Act of 1968. The complaint stems from predatory lending practices targeting minority-mortgage borrowers. The complaint alleges that Wells Fargo steered minority-mortgage applicants into higher-interest and higher-risk loans compared to white borrowers with similar credit profiles. In addition, Wells Fargo created barriers for minority-mortgage holders attempting to refinance into less costly loans. This practice, the city contends, resulted in drastically higher foreclosure rates in minority neighborhoods that blighted much of the city. The city alleges Wells Fargo’s conduct caused it harm by lowering property values and increasing crime and vandalism in affected neighborhoods.

Philadelphia’s lawsuit comes two weeks after the U.S. Supreme Court ruled that the City of Miami could sue the Bank of America and Wells Fargo under the Fair Housing Act. The Court ruled that cities have standing to sue banks if they can demonstrate a causal link between predatory lending practices and harm to their cities. The process of refusing to extend credit to credit-worthy borrowers because of their race or the racial makeup of a neighborhood is called redlining and prohibited by law. Through a spokesperson, Wells Fargo denies redlining and claims it has treated Philadelphia borrowers fairly over its 140-year history. The bank has yet to file a formal response to the lawsuit.

Karl Heideck is an attorney with the firm Grant & Eisenhower PA, where he focuses on discovery for bank-litigation and securities-fraud cases. Employed with the firm since 2009, Karl Heideck is experienced with cases involving liquidity, risk management, acquisitions, and transactions related to the 2008 mortgage crisis. He works with clients throughout the Philadelphia region in civil litigation and risk management.Karl Heideck is a 2009 graduate of Temple University Beasley School of Law, where he earned a Juris Doctorate with honors. Mr. Heideck is a 2003 graduate of Swarthmore College with a B.A. in English language and literature. General Article.

OSI Group Chairman And CEO, Sheldon Lavin’s Impressive Management And Visionary

The OSI Group is a worldwide leader in protein-based food distribution, with more than 70 facilities in 17 countries. Despite the organization’s multi-levels of holding companies and international divisions, the OSI Group is known as a family-oriented operation that values its employees and creates an informal atmosphere where executives are referred to by diminutive versions of their first names.

Sheldon “Shelly” Lavin is the Chairman and CEO of OSI Group and is responsible for many of the business’ successes. Lavin began his career at the company more than 4 decades ago when the OSI Group was known primarily for its reputation as a supplier for McDonald’s burger patties.

Prior to joining the firm, Lavin’s skills were used to secure financing for OSI in the mid 1970’s when the business was looking to expand its operations supplying hamburgers to McDonald’s in the mid-west markets.

When he joined the organization, Lavin came from a background in banking, investing as well as an entrepreneur who created and ran his own consulting firm in the financial industry. During the 1980’s, Lavin drove OSI’s expansion into overseas markets including China, the Philippines, Japan, South Africa, Australia and India. This was the beginning of fulfilling his vision of growing the OSI Group into a world-class food-processing enterprise.

His efforts have received recognition world-wide. Recently, he was the recipient of the Global Visionary Award by India’s Vision World Academy and the Lifetime Achievement Award by RSM US, LLP. The awards recognize Lavin’s achievements in job growth around the globe and his unrivaled commitment to service and the Chicago business community.

When discussing his recent accomplishments within the firm, Lavin offers that the company’s responsible business practices have resulted in their receiving numerous environment and sustainability awards under his management. Most recently, the OSI Group was the 2016 recipient of the British Safety Council’s Globe of Honor for its management’s exemplary environmental consciousness.

Sheldon Lavin is also involved in several causes including serving as the chairman of Ronald McDonald House Charities, the Evans Scholarship Fund, the National Multiple Sclerosis Foundation, the Inner City Foundation of Chicago and many other charities as well.

ACLU- A Formidable Immigrant’s Rights Movement

The ACLU (American Civil Liberties Union) Immigrants’ Rights Project is a group dedicated to enforcing and expanding the civil rights and liberties of immigrants. This civil rights movement is not afraid of combating private and public discrimination against immigrants.

The ACLU uses advocacy, public outreach, and targeted impact litigation to protect the liberties and rights of immigrants. Learn more about Jim Larkin and Michael Lacey: http://www.bizjournals.com/phoenix/potmsearch/detail/submission/6427427/Jim_Larkin

ACLU has been advocating for the best interests of immigrants for over 25 years. The efforts of ACLU have mainly focused on fighting against laws that prevent immigrants from accessing the courts, impose mandatory and indefinite detention, and discriminate against immigrants.

ACLU has also been at the fore-front to challenge constitutional abuses arising from immigration enforcement at local, state, and federal levels. These include anti-immigrant laws that require immigrants to present their papers to access basic services from local, state, and federal agencies.

ACLU Sues to Stop Deportation of Iraqis

In June 15 2017, ACLU brought a suit against the federal immigration officials in an attempt to stop them from deporting over 100 Iraqi nationals. These Iraqis had been rounded up by the federal agents. ACLU argued that it was illegal to deport the Iraqis without offering them a chance to prove that they would be going to face torture or even death in Iraq. Read more: Village Voice Media | Wikipedia

The ACLU filed the suit against the Immigration and Customs Enforcement when ICE agents arrested over 100 Iraqis. Many of the detained Iraqis had been living in the US for a long period. Although most of the detainees had past records of minor offenses, the majority of the detainees was fully compliant with the conditions of their supervision and had not experienced any run-ins with law enforcement agencies.

While a majority of the 114 people who were arrested are Christians, Shiite Muslims are also part of the detained. Dozens of Yezidi and Kurdish Iraqis were also arrested in raids conducted in other states. The Iraqi detainees fear that because they have lived in the U.S. for a long time, they will be regarded as Americans when they are deported to their home country.

Apart from the ACLU’s legal team, other law firms and immigration rights centers are backing the law suit against the immigration department.

About Michael Lacey and Jim Larkin

Michael Lacey and Jim Larkin are the co-founders of Village Voice Media and Phoenix New Times. The duo received a huge settlement after their wrongful detention by Sheriff Joe Arpaio. Lacey and Larkin have directed the money from the settlement towards funding migrant rights institutions throughout Arizona.

Lacey and Larkin won the $3.75 settlement after Sheriff Joe Arpaio arrested them on October 18, 2007. The duo were dragged out of their homes in the weird hours of the night and detained for revealing information about grand jury proceedings aimed at acquiring reporters’ information on articles about the Sheriff.

Lacey and Larkin brought a suit against the county and eventually prevailed in the U.S. Court of Appeals. The Lacey and Larkin “Frontera Fund” is aimed at supporting institutions that advocate for human, civil, and migrant rights.

It also supports organizations that advocate for civic participation and freedom of speech in Arizona including the Mexican border.


Front Page Confidential Marks the Return of Larkin and Lacey

Phoenix New Times founders Michael Lacey and Jim Larkin have returned to the news business with their new alternative news site Front Page Confidential. Front Page Confidential is a counterculture news source offering alternative news coverage for the masses. It is dedicated to preserving the first amendment.

Both Larkin and Lacey have been out of the news business since 2012. They have been running the Frontera Fund since then, advocating for the Latin community in Arizona, and fighting the oppressive system laid down by Joe Arpaio. The fund is financed by a $3.75 million dollar payout from a wrongful arrest case instigated by the ex-Sheriff. During their stewardship of the Phoenix New Times the duo butted heads with the Sheriff numerous times. They exposed numerous scandals and the Sheriff began investigating them. Following a printing of a confidential subpoena under their byline, the duo was arrested and confined for 24 days.

Today they still advocate for the Latin community and the first amendment, using the fund to finance groups advocating for migrant rights. The formation of Front Page Confidential could not come at better time. The controversial pardon of Joe Arpaio has led the ex-Sheriff to dreams of a Senate run. With the launch of Front Page Confidential both Larkin and Lacey can once again fight the good fight, and stand up against Arpaio. The website has been up and running since early 2018, and features many reporters from the New Times as well as articles by Larkin and Lacey themselves.


The Top Orthopedic Procedures and Contributions of Greg Finch in their Treatment

Orthopedic surgery is a procedure performed to treat conditions relating to the muscles and bones of the human body structure. Orthopedic procedures get approached using non-surgical and surgical methods. The method used is dependent on the location of the condition and the extent into which the condition has traversed. There are several orthopedic conditions and procedures performed with the most common being;

Treatment of Herniated Discs.

A spinal disc gets characterized by a soft center and a tough exterior. It rests between vertebrae’s in the spine. In most cases, this type of operation is necessary especially when the disc slips or ruptures. If the disc ruptures, it affects the nearby nerves causing pain, numbness, and weakness. The operation is carried out to relieve the pain. However, the treatment method is customized depending on the client, location of pain, and the severity of the condition. Most patients exhibit different symptoms.

Ruptured Achilles tendon.

The Achilles tendon is responsible for providing smooth movement. In the event of a ruptured tendon, a patient feels a pop sound accompanied by pain in the ankle and the lower leg. The approach used in treating this condition is best achieved through surgery. As it affects the ability to walk, choosing a qualified surgeon is important.

Arthroscopic Knee Surgery.

This type of procedure is among the most common in almost all hospitals. Knee Arthroscopy is used to diagnose and treat knee injuries. Knee surgery can result from arthritis. In extreme cases, replacement of the knee membrane gets carried out using plastic or metal surfaces.

Patients ailing from conditions that require the attention of an orthopedic surgeon can seek the services of Greg Finch. He is an established orthopedic surgeon practicing at Sunshine Coast Private Hospital, Australia. Greg Finch trained in all aspects of spinal surgery with interests in minimally invasive surgeries.

Greg Finch also has specialties in pediatric orthopedics, trauma, and reconstruction of adult deformity. However, he specializes in spinal conditions. After he had been awarded FRACS, Greg Finch traveled around the world with specialists in spine surgery where he acquired invaluable experience.

Tammy Mazzocco Helping Ohio Residents get premium value for their Homes

Ohio tops the list of the regions that have witnessed a steady rise in the real estate market, especially in terms of increase in home values. In Central Ohio, for instance, homes and condos are currently selling at a whopping $199, 950, which is estimated to be about 8.1% higher than last year. Some of the factors that contribute to this upsurge include the cost of living that stayed relatively low than many parts of the country, availability of middle class jobs, and the improved public school systems among other factors.

According to Philly Purge, one person who has helped both buyers and sellers get the best values for their homes is Tammy Mazzocco. Tammy has spent the whole of her professional life in this region, and has extensive knowledge of the local trends and the history of Ohio real estate industry. She has also been a high-flying member of the Ohio business community for several years. But are these the only elements that give her clients an edge in terms of getting the best deals for their homes? Well, Tammy’s past and experience as far real estate industry is concerned is another worthwhile asset.

At first, Tammy Mazzocco worked as a secretary for Edwards Realty Company. She then moved to Scotland Yard Condominiums where she met Ken Cook, one of the most influential people in her career. The Scotland Yard’s general manager and Cook Realty owner not only passed on to her the necessary skills and knowledge for success in real estate but also encouraged her to get a license. From then, there was no looking back for Tammy.

Even for the veteran realtors, there are hard times. Tammy Mazzocco has had her fair share of challenges. However, her passion for the job does not allow her to entertain any negative thoughts. Instead, it motivates her to work harder and fully exploit her skills and talent in real estate business. In addition, she keeps a lively conversation about real estate through providing online content on her website and reaching out to clients through the social media.

See more: https://www.business.com/advice/member/p/tammy-mazzocco/

Equities First Delivers with Equity Loans

For firms and high net worth individuals that are seeking non-purpose capital, stock loans are a good option. In today’s banking climate, borrowing from the best financial institutions has become a hassle-filled and unpleasant experience. Potential borrowers are sure to see lower loan to value ratios coupled with much more stringent credit requirements. Those seeking high ratios and have less than stellar credit are beginning to turn elsewhere for their non-purpose capital needs. Equity, or stock, loans are one way to raise capital without jumping through the hoops of a typical bank’s multi-layered lending process. Equities First is a long-term player in this market space and has helped many clients to raise capital via this alternative vehicle.

Founded in 2002, Equities First has generated over 650 transactions and lent over $1.4 billion to its many clients that are both enterprise businesses and high net worth individuals. The flexibility of this instrument is one of the many reasons that Equities First recommends this option to its clients. The equity loan is made at a fixed interest rate over the loan term, usually set between three and four percent. The underlying collateral of stocks provides security for a non-recourse loan and there are no instances of margin calls as there are in the case of margin loans.

Equities First is here to help guide you through the process and review the ways that a shareholder loan can help to meet your capital raising needs. This vehicle is a good fit when the time in which the funds are needed is tight, as well as in circumstances where the credit profile of the borrower is not terribly strong. Stock loans also provide a bit of a hedge to the underlying assets in the event that their value decreases over the life of the loan. Learn More.

Felipe Montoro Jens’s Take on Brazil’s Latest Initiative to Improve Sanitation

Brazil is slowly recovering from an economic recession. Corporations and government bodies are doing their best to come up with innovative solutions that can help the country improve its infrastructure. Business leaders want to develop a sustainable economy. The government of Brazil has partnered with BNDES (the Brazilian development bank) to make some concessions. Plans are underway to hire private firms that offer sanitation services. BNDES is expected to start selecting partners who will help with the water projects.


In a recent interview, Trata Brasil’s president, Edison Carlos, discussed the partnership in details. The initiative will enable the government to render quality services to the people of Brazil. Edison believes that the bank should offer improved services and focus on management as well as structuring. Felipe Montoro, who was in the same interview as Mr. Edison, explained how the partnership would solve the issue of waste in the country.


Over the years, Brazilians have struggled with waste problems. They haven’t had the right infrastructure to help them keep their environment clean. According to Felipe, the partnership will offer long-term solutions. He believes that the private sector has enough resources to get the job done. Also, he mentioned that the government should take into account the cost of the operations.


About Felipe Montoro


Mr. Felipe Montoro Jens is an expert in infrastructure development. He has worked in the real estate business for more than 25 years. Additionally, he serves as a board member in different organizations and corporation. Felipe holds interviews with various media companies and discusses subjects relating to business.


The businessman attended the Getúlio Vargas Foundation, where he earned his Bachelor’s degree. He went to the U.S. to further his studies after completing his undergraduate studies. Felipe graduated with an M.B.A from a management school called Thunderbird. He is Energipar Captacao’s chief executive office. His leadership has helped the company to achieve a lot in a short span of time.

New Lime Crime Unicorn Semi-Permanent Hair Dye!

I love crazy hair color and have been dying to try out the unicorn hair trend that’s been all over Instagram and Pinterest. I found Lime Crime released a new line of hair dye and they even named it after the style, Unicorn! This dye is perfect because it is a professional formula that is conditioning as well as long lasting and gorgeous. This line has two different formulas, full coverage and tint. This dye is semi-permanent and the website says it does NOT “stain your life”, though if it does leave some marks they should disappear by the second washing. Both are direct dyes without ammonia or peroxide, perfectly gentle for my heat damaged hair.


This new Unicorn hair trend inspired formula has been in the works for 3 years, plenty of time for color perfection. Lime Crime Unicorn Dye is vegan, cruelty free and come in 13 amazing fantasy shades. The colors range from neon peach, a toned down red shade, to bright purple, like you might expect to find on an actual unicorn. The bottle says these colors work best on bleached or blonde hair, and the website recommends a recent even bleaching for best results. On darker hair the tint will show in the sun like a flash of crazy color. This collection is perfect for ombre styles, mermaid or unicorn designs.


Lime Crime recommends one jar for short hair and up to three for super long booty-length mermaid hair. You can even mix the colors, if you want a pastel look then just add conditioner to your mix! Add any of the Unicorn line dyes together to create your own unique shade and you can even mix with other brands of fantasy color dyes. The tints can last for 8-10 washes, while the full coverage dyes last up to 12 washes. At just $16 a jar, I think I’m ready for a whole new rainbow style!